Lau GK. Head Accountant. HReasily

One thing that sets Joshua apart from the rest is his efficiency. Queries and issues get resolved very quickly followed by constant updates. Met a few other people before deciding to work exclusively with Joshua. He also has a wide scope of knowledge beyond his area of expertise.

Chua Yong Fa, Test Engineer, Tiktok Singapore

Joshua is logical and resourceful person. He will always figure out a way to resolve any problems whether it be with his own knowledge and experience, or through the employment of the expertise of specialists in other fields relating to the problem. His never-say-die nature and hardworking attitude pushes him to keep striving on to improve himself to be better as a person and an advisor. His honest and straightforward personality allows me to be able to share things with him to seek advice from him and also have an intellectually stimulating conversation with no holds barred. Having known him for more than 10 years, seeing his workstyle and growth from being the class chairman to the canoeing captain to becoming an advisor, I've grown to trust in his ability and workstyle to resolve problems pertaining to his craft. The connection that I have with him grows far beyond what any other agents have, which allows for ever more effective communication with him to get things done. I strongly believe that this bond we have will go a long way both in our friendship and the relationship we have as advisor and client.

Miss Wong. Place Manager. Urban Redevelopment Authority

Above his professionalism and passion in his work, Joshua is dedicated towards serving his clients with his heart. He has a way of breaking down complex policies into simpler concepts that clients with minimal knowledge of financial planning like me can easily relate to. As he strive to care for our lives beyond financial needs, Joshua understands that he has to continuously equip himself with more knowledge and skills. His foresight and meticulous planning, provide a strong assurance that our lives are in good hands. Being a genuine friend he is, Joshua listens, understands and gives us breathing space and autonomy to make decisions essential to our lives.

Doctor Jonathan Ng

What sets Joshua apart from the rest as a financial advisor is that he isn’t simply pushing product, he advocates for a lifestyle of financial literacy. He has an astute understanding of the markets, able to cater to varying needs of clients and engage at a level comfortable for them. More importantly, it is his trustworthiness and professionalism that shines through which makes me willing to put my hard-earned money in his hands.

Tan Yu Hui, Software Consultant

Joshua has been my financial advisor since I started work officially in 2020. I am not someone who is well read in the area of insurance, and at every step of the process of purchasing my insurance, he has been very patient in explaining the terms and advising me on what would suit me best. Joshua is also straightforward with his advice and I consider him to be trustworthy. His wealth of knowledge in the industry is also strongly backed up with his MDRT achievements and his recent Chartered Financial Consultant (ChFC) certification. With his ability, you can rest easy knowing that your finances are in good hands.

Dr N Lin

Joshua has been very helpful in providing financial advice to his client! He will take the effort to understand the financial situation of his client and assist them in planning for the future in the best way possible. He provides his analysis and explains the various plans in a way that is easily understandable by focusing on the content of the product and how it applies to the client, rather than just hard selling the product which some financial consultants will do. He is also very patient and takes his time to do his research to help his customers.